buying a house in Etobicoke

Many Torontonians are making the move to Etobicoke, and it’s easy to see why. Boasting beautiful waterfront, plenty of green space, and close-knit communities, this west Toronto area is the perfect place to settle down. If you’re planning on buying a house in Etobicoke, here are the steps you should take to ensure a successful purchase…

Decide what you want in a neighbourhood

Make a list of the neighbourhood amenities that your family needs most. If great schools are a top priority, you’ll have no shortage of options in Etobicoke—from Humber Valley Junior Middle School in Humber Valley Village, to Sunnylea Junior School in Sunnylea. If access to green space is important, consider a neighbourhood that offers it in abundance, like Islington Village or the Kingsway. Those who rely on transit will also want to look at Etobicoke homes along major bus routes, on subway lines, or near GO Stations.

Knowing what you’re looking for can provide clarity during your home search, which will allow you to narrow down locations without wasting time in areas that won’t work for you.

Figure out how much you can afford

Like other parts of the GTA, Etobicoke is made up of neighbourhoods that vary in character and affordability. To determine how much you can spend, create a budget. Calculate your after-tax household income, current major expenses (like groceries and daycare), and expenses that you’ll no longer pay once you move (condo fees might be one example).

You’ll also need to estimate any new expenses you’ll incur, like higher utility bills and mortgage payments. Obtaining pre-approval from a lender will reveal how much mortgage financing you’ll receive. With all of this information, you can perform a few calculations to determine how much home you can afford.

Select an agent

Your real estate agent will be your guide at every step of the home-buying process. When you’re interviewing prospective agents, ask about their approach, their credentials, and how they communicate with clients. Look for an agent who truly knows the local market and what life is like in your neighbourhoods of interest. The Christensen Real Estate Group has extensive experience working in Etobicoke, and we know the area inside and out. If you’re interested in learning more, email us at or call us 416-441-2888 ext. 772.

Tour properties that fit your lifestyle and budget

One of the most important steps toward buying a house in Etobicoke is viewing properties that match your criteria. Your agent will use their neighbourhood connections to set up tours of homes that fit your budget, needs, and preferences. During these viewings, avoid putting stock in items that will be leaving with the seller—like furniture and decor. Instead, focus on a home’s layout, features, and general condition.

Make an offer

Once you’ve found the right home, it’s time to decide how much you should offer. You may or may not choose to bid the seller’s full listing price, depending on your circumstances. Your agent can help you determine the home’s fair market value and your bargaining power. They’ll also ensure that you make an informed decision regarding other elements of your offer—such as your deposit and which home-buying conditions you should include (if any).

Closing activities

Once your offer is accepted, it’s time to wrap up your transaction. Ensure that any conditions you and the seller have agreed upon have been fulfilled. Clear the title for your home, and confirm that your lender has any last-minute paperwork or funds they’ll require. Once these details are taken care of, there will be nothing left to do but settle into your new Etobicoke home.

Buying a house in Etobicoke doesn’t have to be complicated. To simplify the process, work with a team that has in-depth local knowledge and experience.

For over 30 years, our clients have trusted us to minimize risk, offer unbiased opinions, and ensure their best interests are served. Contact us today to talk about your needs, by emailing us at or calling us at 416-441-2888 ext. 772.


Your email address will not be published. Required fields are marked *